Working at Vontive.
When you join Vontive, you commit a lot: brainpower, energy, time, collaboration, colleagueship. So evaluate us the way we underwrite committing capital: read the file, question the claims, weigh the risks.
How Vontive is organized.
Five departments carry the work. Select one to see what it owns and meet a couple of the people in it.
Software and data engineering develops Vontive's technology in close collaboration with the rest of the company, and works embedded in the business rather than in a silo. Product develops quickly and iteratively, built on decentralized accountability, decision-making, and collaboration.
Operations carries every loan through fulfillment and servicing. Fulfillment runs from first-level loan analysis through second-level underwriting, real estate underwriting, and closing and funding. After a loan funds, servicing takes over—collecting payments, remitting proceeds to capital partners, administering construction draws, and managing loan performance.
Capital & Credit develops and manages the institutional relationships and financial structures that deploy capital: joint ventures, securitizations, funds, and warehouse lines. It also owns credit policy and sets the company's risk-taking parameters, supported by data science and analytics.
Growth owns the development of business through Vontive's lending partners. Loan advisors and mortgage experts augment the partners that want that support, performing loan-officer functions and converting demand into closed loans, and the team runs a significant sales-development and marketing operation to test, support, and grow conversion.
Risk, Finance and Compliance is the company's control function. It oversees financial, operational, and overall risk; performs accounting, financial reporting, and planning and analysis; and owns the compliance program and legal function.
The values that guide us.
These six values are covenants: what Vontive promises about how it operates, and what you agree to be held to when you join. They bind in both directions.
Take initiative
When something is not working, anyone at Vontive is empowered to experiment, build, and solve the problem—without waiting for permission. The people closest to a problem are usually the ones best positioned to fix it.
Assume best intent
The default belief: colleagues are doing their best work with the information and resources they have. Disagreements become questions about context, not character—and they get resolved faster because of it.
Feedback
Compassionate feedback is how the company grows. Whether it comes from a customer or a colleague, the practice is the same: listen, empathize, and act quickly. A culture that metabolizes feedback improves every week; one that deflects it stays the same.
Drive clarity
Context is never assumed. Information moves proactively, expectations are explicit, and questions are welcome. Ambiguity is expensive—clarity is a gift colleagues give each other.
Strive for simplicity
Simple things are easier to understand, build, and maintain. Problems are broken down until each piece can be solved cleanly, one at a time. The result is a better product and fewer distractions.
Build two-way doors
Most decisions are reversible by design, so they get made fast and committed to fully. Careful deliberation is reserved for the few that are not.
Benefits.
Compensation and benefits are meant to be straightforward: competitive pay, real coverage, and time off that people are trusted to use.